Evangelical Family Insurance.com
The Most Frequently Asked Questions
& Recent Savings
Q: Does my existing policy need to be up for Renewal for me to change Insurance Carriers?
A: No. You can move your Insurance Policy at any time. There are zero charges, when your policy is expiring. To cancel an existing policy for better savings, there may be a mid-term cancellation fee from your old company, but the Evangelical savings normally far outweighs this charge.
Q: About how much will I save with the Evangelical Insurance discount?
A: Each policy is different. Price is important, but also the coverages, and limits should be reviewed bi-yearly as there are many new discounts available with our Christian Group Package.
The average savings we are seeing with the J D SmithInsurance.com Evangelical Package is 35% to 40% for insuring 2 automobiles and 1 home.
Occasionally it is even better. We insured a church administrator last month in Mississauga and his saving was 58%, with better coverages on his house.
Q: How do I qualify for the special Alliance Group Insurance rate?
A: You must either work at, or be a member of an Evangelical Church in Ontario to qualify for our discount. If that sounds like you, you should qualify. But if not and you just attend church occasionally call us as we have excellent quotes and broad coverage with many insurance companies.
Q: Do you also insure other products?
A: Yes. We insure thousands of Christians for their House, Condo and Automobiles.
For 40 years, we have also insured Church's across Canada with unique broad coverage that is very reasonable. We also insure Directors & Officers, Church Boards, ATV's, motorcycles, motor homes, boats and snowmobiles.
Q: Do you provide flexible payment plans?

We offer 3 payment options:

  1. pre-authorized payments from your bank
  2. full payment with cash, credit card or cheque
  3. installment plan with cash, credit card or cheque.

Whatever works best for you.

Q: Why offer an additional 7% special rate to Pastors and Staff?
A: We have insured pastors and their employees for over 30 years on a Group program and they have proven to have had fewer claims and were better drivers than any other group. We are pleased to offer them a 7% additional discount as a way of giving back for the great work they do.
Q: Why are there such good savings with your Evangelical Insurance Plan?
A: We have insured Christian Families as a group for 34 years, under a special unique program. Our insurance market has found that as a group, we are a Better Risk. We are mainly Non-Smokers, have fewer claims, honest in reporting, and are excellent to work with. As a result, the savings are passed on to the group and hopefully you.
Q: How did this program start? Tell me about J D Smith Insurance.
A: J D Smith Insurance Brokers first started insuring Pastors and their staff in 1984. Our President was on the Elders board of Bayview Glen Alliance Church for 18 years and 3 of our staff attend A.G.C. and Alliance Church's. Our VP Mark Smith, is Chairman of the Mayors Prayer breakfast, and volunteers on Mission trips, and has been an elder for many years. He recently started a second Evangelical Church Plant in Newmarket.
If you look on our J D Smith Insurance.com web site under, About Us, Core Values, you will see we have been a Committed Faith Company, since 1979.
Q: Can You Give me an example of a recent policy sold in the last month?
A: Mississauga, Church member, Infinity SUV, Premium, $1,096.00 Plus Tenant Policy, with better coverage, for $337.00 Total Cost $1,433.00. (Insured for 11 years with a direct internet insurance company for $2,429.00).
Savings for her of $996.00 was a real Blessing.
Thanks for reading our FAQ.
10 Minutes could make a huge difference on your budget
Enjoy Peace of Mind with usually better coverage
If we can give you advice or you would like a quote, please call us
Joe Montano 905-907-3264 or John Bell 905-907-3270

JD Smith & Associates Insurance Brokers
Insurance Solutions for the Faith Community since 1979