| Q: |
Does
my existing policy need to be up for Renewal for me to change
Insurance Carriers? |
| A: |
No. You
can move your Insurance Policy at any time. There are zero charges,
when your policy is expiring. To cancel an existing policy
for better savings, there may be a mid-term cancellation
fee from your old company, but the Evangelical savings normally far
outweighs this charge. |
| Q: |
About
how much will I save with the Evangelical Insurance discount? |
| A: |
Each
policy is different. Price is important, but also the coverages,
and limits should be reviewed bi-yearly as there are many new
discounts available with our Christian Group Package.
The average savings we are seeing with the J D SmithInsurance.com
Evangelical Package is 35% to 40% for insuring 2 automobiles and 1
home.
Occasionally it is even better. We insured a church administrator
last month in Mississauga and his saving was 58%, with
better coverages on his house. |
| Q: |
How
do I qualify for the special Alliance Group Insurance rate? |
| A: |
You must either work at, or be a member of an Evangelical Church in Ontario to qualify for our discount. If that sounds like you, you should qualify. But if not and you just attend church occasionally call us as we have excellent quotes and broad coverage with many insurance companies. |
| Q: |
Do
you also insure other products? |
| A: |
Yes.
We insure thousands of Christians for their House, Condo and
Automobiles.
For 40 years, we have also insured Church's across Canada
with unique broad coverage that is very reasonable. We also
insure Directors & Officers, Church Boards, ATV's, motorcycles,
motor homes, boats and snowmobiles. |
| Q: |
Do
you provide flexible payment plans? |
| A: |
We offer
3 payment options:
-
pre-authorized payments from your bank
- full
payment with cash, credit card or cheque
- installment
plan with cash, credit card or cheque.
Whatever
works best for you.
|
| Q: |
Why
offer an additional 7% special rate to Pastors and Staff? |
| A: |
We have
insured pastors and their employees for over 30 years on a
Group program and they have proven to have had fewer claims
and were better drivers than any other group. We are pleased to offer them a 7% additional discount as a way of giving back for the great work they do. |
| Q: |
Why
are there such good savings with your Evangelical Insurance Plan? |
| A: |
We have
insured Christian Families as a group for
34 years, under a special unique program. Our insurance market
has found that as a group, we are a Better Risk. We are mainly
Non-Smokers, have fewer claims, honest in reporting, and are
excellent to work with. As a result, the savings are passed
on to the group and hopefully you. |
| Q: |
How
did this program start? Tell me about J D Smith Insurance. |
| A: |
J D Smith
Insurance Brokers first started insuring Pastors and their
staff in 1984. Our President was on the Elders board of Bayview
Glen Alliance Church for 18 years and 3 of our staff attend
A.G.C. and Alliance Church's. Our VP Mark Smith, is Chairman of the Mayors
Prayer breakfast, and volunteers on Mission trips, and has been an elder
for many years. He recently started a second Evangelical Church
Plant in Newmarket.
If you look on our J
D Smith Insurance.com web site under, About Us, Core Values,
you will see we have been a Committed Faith Company, since
1979. |
| Q: |
Can
You Give me an example of a recent policy sold in the last
month? |
| A: |
Mississauga,
Church member, Infinity SUV, Premium, $1,096.00 Plus Tenant
Policy, with better coverage, for $337.00 Total Cost $1,433.00.
(Insured for 11 years with a direct internet insurance company
for $2,429.00).
Savings for her of $996.00 was a real Blessing. |
